The Planning Commission is framing up a blue print for a universal insurance scheme which will provide a minimum health cover to everyone in the country, Planning Commission Deputy Chairman Montek Singh Ahluwalia said. e said, Rashtriya Swasthya Bima Yojna (RSBY) is currently available to all BPL families and other additional categories. Ahluwalia said, it is also quite possible that it can be expanded for others. Under RSBY, below poverty line households are provided a health insurance cover, which entitles them to hospitalisation coverage of up to 30,000 rupees. Beneficiaries under RSBY need to pay only 30 rupees as registration fee, while the central and state governments pay the premium to the insurer.